{
  "schema_version": 1,
  "name": "ernd card",
  "description": "The credit card for the AI stack, for US companies.",
  "url": "https://ernd.ai/",
  "last_updated": "2026-11-05",
  "card": {
    "rates": [
      {
        "key": "ai_vendors",
        "percent_back": 4,
        "label": "4% back on AI vendor spend",
        "applies_to": "Card spend at AI vendors such as OpenAI and Anthropic"
      },
      {
        "key": "everything_else",
        "percent_back": 1.5,
        "label": "1.5% back on everything else",
        "applies_to": "All other card spend"
      }
    ],
    "cost": "Requesting a card is free, and there's no annual fee.",
    "redemption": "Points are redeemable as cash back, and go further on travel ernd books and with recommended providers."
  },
  "availability": {
    "who": "US companies",
    "how": "A company admin sends the request for the company.",
    "request_url": "https://app.ernd.ai"
  },
  "not_partners": {
    "companies": [
      "OpenAI",
      "Anthropic"
    ],
    "statement": "OpenAI and Anthropic are not ernd partners or sponsors and don't endorse ernd. Cardholders pay them with the card like any other business card."
  },
  "partners": {
    "order": "The order of the perk wall on ernd.ai: featured partners first, then the rest.",
    "disclosure": "sponsored: true means the partner pays ernd for its listing. Featured partners appear first on ernd.ai, in the order ernd chose; Hopper, Agent 37 and Trace pay for their listing, and Wafer does not. Every other partner is listed for its perk alone.",
    "categories": [
      "inference",
      "sandboxes",
      "security",
      "web-data",
      "telephony"
    ],
    "items": [
      {
        "name": "Wafer",
        "url": "https://www.wafer.ai",
        "ernd_page": null,
        "perk": "10% back",
        "note": "Serverless and dedicated inference for open models",
        "category": "inference",
        "featured": true,
        "sponsored": false
      },
      {
        "name": "Trace",
        "url": "https://securewithtrace.com",
        "ernd_page": null,
        "perk": "62% off",
        "note": "AI pen tests: the Startup plan for $1,500, normally $4,000",
        "category": "security",
        "featured": true,
        "sponsored": true
      },
      {
        "name": "Hopper",
        "url": "https://withhopper.com",
        "ernd_page": null,
        "perk": "8% back",
        "note": "On API credits, plus a free first month",
        "category": "inference",
        "featured": true,
        "sponsored": true
      },
      {
        "name": "Agent 37",
        "url": "https://www.agent37.com",
        "ernd_page": null,
        "perk": "4% back",
        "note": "Cheapest sandboxes for running agents",
        "category": "sandboxes",
        "featured": true,
        "sponsored": true
      },
      {
        "name": "Firecrawl",
        "url": "https://www.firecrawl.dev",
        "ernd_page": "https://ernd.ai/partners/firecrawl",
        "perk": "2x usage limits",
        "note": "Earns the standard 1.5% back. Firecrawl's extra is higher limits, not a higher rate.",
        "category": "web-data",
        "featured": false,
        "sponsored": false
      },
      {
        "name": "Superserve",
        "url": "https://www.superserve.ai",
        "ernd_page": "https://ernd.ai/partners/superserve",
        "perk": "5% back",
        "note": null,
        "category": "sandboxes",
        "featured": false,
        "sponsored": false
      },
      {
        "name": "Conifer",
        "url": "https://www.conifer.build",
        "ernd_page": "https://ernd.ai/partners/conifer",
        "perk": "5% back",
        "note": null,
        "category": "inference",
        "featured": false,
        "sponsored": false
      },
      {
        "name": "AgentPhone",
        "url": "https://agentphone.ai",
        "ernd_page": "https://ernd.ai/partners/agentphone",
        "perk": "5% back",
        "note": null,
        "category": "telephony",
        "featured": false,
        "sponsored": false
      }
    ]
  },
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    "name": "ernd",
    "legal_name": "Provenance Research Inc.",
    "url": "https://ernd.ai/",
    "llms_txt": "https://ernd.ai/llms.txt"
  }
}