On this page
Where do you see your current limits?
In the OpenAI dashboard, under Settings, then Organization, then Limits. That page shows your tier and the limit for each model. OpenAI’s public table only covers a few model groups, so go by the dashboard.
How do you move up a tier?
Buy credits. Your tier goes up on its own once total credit purchases reach each threshold.
| Tier | Total credit purchases | Monthly usage limit |
|---|---|---|
| Free | Allowed geography | $100 |
| Build | $5 | $500 |
| Launch | $100 | $5,000 |
| Grow | $500 | $200,000 |
Rates as listed on OpenAI’s Rate limits page, checked November 2, 2026.
From a standing start, Grow costs $500 in credits. The same Limits page has an Upgrade tier button in its Usage Tiers section. Credits are prepaid, and our billing guide covers what happens to them after you buy.
Per-model limits for every vendor are on our AI API rate limits page.
What if a tier still isn’t enough?
Grow is as far as self-serve goes. If your traffic keeps hitting ramp-rate limits, OpenAI points enterprise customers at Scale Tier, and at Reserved Tier for GPT-5.6 and later. Both are about capacity on eligible models, which means talking to sales.
Why are you getting 429s under your limit?
Ramping too fast is one cause. OpenAI returns a 429 with the code slow_down when traffic jumps, even while you’re inside your RPM and TPM. Its rule of thumb is that once you pass 1 million input tokens per minute, you add no more than 50% every 15 minutes.
Shared limits are another. Some model families draw on one pool, so traffic on one model can eat the budget of another. The Limits page marks which families share.
Long context has its own limit on models like GPT-5.5, separate from the regular one.
Then there are retries. Failed requests count toward your per-minute limit, so resending in a tight loop makes things worse.
Can you get more out of the limits you have?
Move anything that can wait to the Batch API. Batch has its own queue limit, based on input tokens queued per model, so it doesn’t compete with live traffic the same way.
Projects help too. Split work into projects and give each one a limit, and a runaway job can’t use up the whole organization’s budget.
When you do retry, follow the Retry-After header if it’s there and back off with a random delay if it isn’t.
Questions
How much do I have to spend to reach OpenAI's Grow tier?
$500 in total credit purchases. That also lifts the monthly usage limit to $200,000.
Will a second API key give me more rate limit?
No. OpenAI sets limits at the organization and project level, so another key draws from the same pool.
Is the monthly usage limit the same as a spend limit?
No. The usage limit is what OpenAI approves for your organization. A spend limit is a cap you set yourself, and a hard one returns a 429 when you reach it.
Does the card I pay with change my tier?
OpenAI's docs tie tiers to total credit purchases and say nothing about payment method.
Where ernd fits
The ernd card is a credit card for US companies, with its own partners in the AI stack. ernd isn't affiliated with any of the vendors on this page. Request your card .
Read next
- OpenAI API pricing OpenAI API pricing is what OpenAI charges per million input, cached input and output tokens, set by model and processing mode.
- Anthropic API pricing Anthropic API pricing is what Anthropic charges per million input, cache and output tokens for each Claude model.
- AI API cost calculator Example monthly costs for an OpenAI or Anthropic model at list prices.
- Cut LLM API costs Cutting LLM API costs means paying for fewer or cheaper tokens on the OpenAI and Anthropic APIs, mostly through model choice, caching, batching and spend limits.
- API billing basics API billing is how OpenAI and Anthropic charge for API usage, through prepaid credits, card payments or monthly invoices, depending on the account.
- Track AI API spend Tracking AI API spend means recording what each OpenAI and Anthropic project costs, from the usage dashboards and cost APIs through to the receipts your finance team files.
- The ernd blog Notes on billing and pricing for teams paying OpenAI and Anthropic.
Sources
Checked . Providers change prices and terms, so the linked page is the final word.
ernd is run by Provenance Research Inc.